Financial Aid Questions

  1. Can I email or fax my financial aid documents?
  2. Can my parents or another organization call and talk to you about my financial aid instead of me?
  3. Do I have to apply for financial aid every semester?
  4. Do I need to do anything to get my financial aid?
  5. Do I qualify for in-state residency?
  6. How do I apply for financial aid?
  7. How do I apply/request a student loan?
  8. How do I check the status of my financial aid?
  9. How do I get my FSA ID?
  10. How do I know if I am a dependent or independent student?
  11. How do I know if I will have a refund check?
  12. How do I print my award Offer?
  13. How does my parent apply for a Parent PLUS Loan?
  14. How much can I borrow in student loans?
  15. I am a veteran. What services are available to me?
  16. I am an undocumented student; can I still apply for FAFSA?
  17. I see my Pell Grant and student loans, but where is my FAFSA money?
  18. If my parents are undocumented but I am a legal resident, can I apply for the FAFSA?
  19. My FAFSA was selected for verification; what do I do?
  20. What are the current interest rates for federal student loans?
  21. What is Feather River College’s Federal School Code?
  22. What’s my Cost of Attendance (COA)?
  23. What’s the difference between a subsidized loan and unsubsidized loan?
  24. When does financial aid disburse?
  25. When is the FAFSA due?

Can I email or fax my financial aid documents?

Can I email or fax my financial aid documents?

Yes but, it is very important that you understand sending Personally Identifiable Information (PII) via email is not secure and will not be accepted. The term "PII," refers to information that can be used to distinguish or trace an individual's identity, either alone or when combined with other personal or identifying information that is linked or linkable to a specific individual. For your security, DO NOT send/transmit ANY documents to our office via email which contain Personally Identifiable Information.  Document(s) sent to our office (via email) that contain PII will not be accepted AND will be destroyed.

Examples of PII that should not be sent via email include, but are not limited to:

  • · U.S. Individual Tax Return;
  • · Tax Return Transcripts/Tax Account Transcript;
  • · Social Security Card;
  • · Birth Certificate;
  • · Citizenship documents;
  • · Government issued ID card;
  • · U.S. Passport

Documents that do not contain PII can be sent to our office via email (financialaid@frc.edu), fax (530.283.4659) or by mail to: Feather River College, Financial Aid Office, 570 Golden Eagle Ave., Quincy, CA 95971

For your security, documents that contain Personally Identifiable Information should be sent to our office via fax (530.283.4659) or by mail to: Feather River College, Financial Aid Office, 570 Golden Eagle Ave., Quincy, CA 95971

Notice: All documents must be physically signed and dated to be valid. Electronic and/or
digital signatures are not valid.

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Can my parents or another organization call and talk to you about my financial aid instead of me?

Can my parents or another organization call and talk to you about my financial aid instead of me?

Your information is protected by the Family Educational Rights and Privacy Act (FERPA) which prohibits colleges from releasing any information about you without your written consent granting the college permission. If you would like Feather River College (FRC) to release your information to someone (i.e., parent or relative) or an organization, you must complete the Student Information Release (FERPA) form for the applicable academic year. On this form, you will list the person or agency you want FRC to release your information to. You can obtain the Student Information Release (FERPA) form from the Admissions and Records Office.

Notice: This form is only valid for one academic year (July 1 - June 30) and must be completed each academic year that you want your information to be released.

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Do I have to apply for financial aid every semester?

Do I have to apply for financial aid every semester?

No. The FAFSA application is completed once every academic year. The application is used to determine your eligibility for aid in the fall and spring semesters. Notice: financial aid for summer is determined by how much financial aid you received during the fall and/or spring semesters.

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Do I need to do anything to get my financial aid?

Do I need to do anything to get my financial aid?

Possibly. Please check the MyFRC student portal. Once you've logged in you will click on "Financial Aid Self Service" and then “Financial Aid Student Requirements ” to see if you have any outstanding requirements that need to be completed. If you have questions about the outstanding student requirements please contact our office.

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Do I qualify for in-state residency?

Do I qualify for in-state residency?

Nonresident students seeking eligibility for in-state tuition rates should review our Admissions webpage regarding Residence Determination. Please note: Physical presence within California solely for educational purposes does not allow a student to establish residence, regardless of the length of time present in the state (EC 68043, T5 54022(c).

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How do I apply for financial aid?

How do I apply for financial aid?

To apply for financial aid, students must complete the Free Application for Federal Student Aid (FAFSA) at www.studentaid.gov. In order for FRC to receive your FAFSA you must add our school to your application using our Federal School Code: 008597.

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How do I apply/request a student loan?

How do I apply for a student loan?

To apply for a student loan you will need to log into your student portal. Navigate to "Financial Aid Self Service" and click on "Award Offer" Loans that have been offered are located toward the bottom of your award offer and have a drop-down list to accept, decline, or Modify your loans. 

Note: if you see a loan on your account but you have not completed the Student Loan Request & Guidelines form, Loan Entrance Counseling, and Loan Agreement (Master Promissory Note) you will not receive the loan. 

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How do I check the status of my financial aid?

How do I check the status of my financial aid?

· Log in to your MyFRC account
· Click Financial Aid Self Service
· Click Financial  Aid Student Requirements 
· Select Aid Year (from the top drop-down list, select the applicable aid year) 

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How do I get my FSA ID?

How do I get my FSA ID?

Go to https://studentaid.gov/fsa-id/create-account/launch  to create the FSA ID. You will need to create a unique User ID and a Password and verify that you are at least 13. You will also need to provide your Social Security number, date of birth, and name exactly as it appears on your Social Security card. If you are a dependent student, at least one of your parents will need to create an FSA IDNote: If you create an FSA ID using an email address, you and your parents will need separate email accounts. Individuals cannot share email accounts for FAFSA purposes. 

Need help? Watch this three-minute video on "How to Create a FSA ID" and/or view the FSA ID Frequently Asked Questions web page. 

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How do I know if I am a dependent or independent student?

How do I know if I am a dependent or independent student?

On the FAFSA you will be asked questions to determine your dependency status. In general, you are considered a dependent student UNLESS you:

• Are 24 years old or older (born before Jan. 1, 2000 - for the 2023-24 FAFSA)
• Are Married
• Are a Veteran
• Have children who receive more than half of their support from you
• Meet other special circumstances (contact financial aid)

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How do I know if I will have a refund check?

How do I know if I will have a refund check?

Follow the Steps below to Check if You Have A Financial Aid Refund Check:

· Go to http://www.frc.edu/
· Click on MyFRC and login
· Click on the “Student Self-Service” card
· Select “Account Summary”

You will see information specific to your account. If you see the description “Refund-Automatic” that means a refund has been processed for your account. You will want to look at the Item Date next to Refund-Automatic. Note: The Thursday following the item date for the Refund-Automatic entry is the date your disbursement check will be available. Refund checks are not available before the Thursday of your disbursement. 

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How do I print my award Offer?

How do I print my award Offer?

  • Go to MyFRC and log in
  • Navigate to the Financial Aid Self-Service Card
  • Click on Award Offer
  • Select Award Year in the top right drop-down list
  • Click on the printer icon in the top right side to print your offer

Your award(s) will be displayed on the screen. You can print the page as proof of your financial aid award(s). Don't see any award(s)? Please check your financial aid home tab to ensure you have completed all outstanding student requirements.

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How does my parent apply for a Parent PLUS Loan?

How does my parent apply for a Parent PLUS Loan?

Parents can apply for a parent PLUS loan online at https://studentloans.gov. Upon completion of the application, your parent will know if they are approved or denied for the loan. If your parent is approved for the PLUS loan they must complete the Direct Parent PLUS Loan Master Promissory Note. In addition, your parent must email our office to request FRC’s Parent PLUS Loan Title IV Authorization form be sent to them. The PLUS loan cannot disburse until this form has been completed and provided to our office. View the Direct Parent PLUS Loan Basics for Parents Guide to find out more about the parent PLUS loan. 

Note: If your parent chose the Credit Balance Option “Me” on the PLUS application, the credit balance will be mailed to the parent in the form of a paper check. The address that the credit balance check will be mailed to will reflect the address reported on the PLUS application in the Borrower Permanent Street Address, Borrower Permanent City, Borrower Permanent State, and Borrower Permanent Zip Code fields.

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How much can I borrow in student loans?

How much can I borrow in student loans?

ANNUAL LOAN LIMITS IN THE DIRECT LOAN PROGRAM

Academic Year

Dependent Students

Independent Students

Freshman
(less than 30 units earned)

Maximum = $5,500 Maximum = $9,500

Subsidized
$3,500

Unsubsidized
$2,000

Subsidized
$3,500

Unsubsidized
$6,000

Sophomore
(more than 30 units earned)

Maximum = $6,500 Maximum = $10,500

Subsidized
$4,500

Unsubsidized
$2,000

Subsidized
$4,500

Unsubsidized
$6,000

Junior (more than 60 units earned) 

*Must be accepted to Bachelor's degree program

Maximum = $7,500 Maximum = $11,500
Subsidized
$5,500
Unsubsidized
$2,000
Subsidized
$5,500
Unsubsidized
$6,000
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I am a veteran. What services are available to me?

I am a veteran. What services are available to me?

Financial aid is available for eligible students that apply. Please visit our Veteran Services webpage for more information or come into the Financial Aid Office to see our Veterans Certifying Officer. 

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I am an undocumented student; can I still apply for FAFSA?

I am an undocumented student; can I still apply for FAFSA?

No. Unfortunately, undocumented students are not eligible for federal student aid. There are some states, however, that offer grants to undocumented students, like California and Texas. In California, undocumented students can complete the California Dream Act Application which is specifically designed for undocumented students.

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I see my Pell Grant and student loans, but where is my FAFSA money?

I see my Pell Grant and student loans, but where is my FAFSA money?

The Free Application for Federal Student Aid (FAFSA) is used to determine a student’s eligibility for the following types of aid: Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), Federal Work-Study, William D. Ford Direct Subsidized, Unsubsidized, and parent PLUS loans. In addition, for California residents, the FAFSA is also used to determine your eligibility for California State Aid such as the California College Promise Grant (formerly Board of Governors (BOG) Fee Waiver), Cal Grant, Community College Completion Grant, and Full-Time Student Success Grant.

Notice: FSEOG funds are awarded on a first-come first-serve basis based on the availability of funding and need so be sure to file your FAFSA early.

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If my parents are undocumented but I am a legal resident, can I apply for the FAFSA?

If my parents are undocumented but I am a legal resident, can I apply for the FAFSA?

Yes. Your parents’ citizenship status does not affect your eligibility for federal student aid. In fact, the FAFSA does not ask about your parents’ status. If your parent does not have a Social Security Number (SSN), you may simply enter all zeroes in the question that asks for their SSN on the FAFSA. Since your parents don’t have a valid Social Security Number though, they will not be able to create an FSA ID and therefore cannot electronically sign the FAFSA.

In this case, you (the student) should electronically sign your FAFSA application and then print the FAFSA signature page so that one of your parents (listed on the FAFSA) can sign it. Once your parent has signed the FAFSA signature page, it must be mailed to the address listed in step three on the form. Note: It will take longer to process your FAFSA, so plan accordingly.

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My FAFSA was selected for verification; what do I do?

My FAFSA was selected for verification; what do I do?

Check your MyFRC account to see what 'Financial Aid Student Requirements' need to be completed. Any forms you need to complete will display as hyperlinks in the portal. 

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What are the current interest rates for federal student loans?

What are the current interest rates for federal student loans?

Effective July 1, 2023 to June 30, 2024 (2023-24 Academic Year)
  • Direct Subsidized Loans and Direct Unsubsidized Loans – 5.50%
  • Parent PLUS Loan – 8.05%
The interest rates are for loans first disbursed on or after July 1, 2023 and before June 30, 2024. These interest rates are fixed rates for the life of the loan.
 
Effective July 1, 2022 to June 30, 2023 (2022-23 Academic Year)
  • Direct Subsidized Loans and Direct Unsubsidized Loans – 4.99%
  • Parent PLUS Loan – 7.54%
The interest rates are for loans first disbursed on or after July 1, 2022 and before June 30, 2023. These interest rates are fixed rates for the life of the loan.

Notice: Interest rates for federal student loans are determined by federal law. If there are future changes to federal law that affect federal student loan interest rates, they typically go into effect on July 1. 

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What is Feather River College’s Federal School Code?

What is Feather River College’s Federal School Code?

Our Federal School Code is 008597. You must list our school on your FAFSA application in order for us to receive your application.

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What’s my Cost of Attendance (COA)?

What’s my Cost of Attendance (COA)?

The Cost of Attendance (COA) for a student is an estimate of that student's educational expenses for the academic year in which they plan to attend. Notice: these are average expenses at Feather River College, not actual expenses. In order to assist students and parents with making a more informed choice about the Cost of Attendance at Feather River College,  please visit our Cost of Attendance web page to obtain the Cost of Attendance for the applicable academic year. 

You may also use the Net Price Calculator which is intended to provide estimated net price information (defined as estimated cost of attendance — including tuition and required fees, books and supplies, room and board (meals), and other related expenses — minus estimated grant and scholarship aid) to current and prospective students and their families based on what similar students paid in a previous academic year (2015-16).

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What’s the difference between a subsidized loan and unsubsidized loan?

What’s the difference between a subsidized loan and unsubsidized loan?

The U.S. Department of Education has two federal student loan programs. 

  1. The William D. Ford Federal Direct Loan (Direct Loan) Program is the largest federal student loan program. Under this program, the U.S. Department of Education is your lender. There are four types of Direct Loans available:
    • Direct Subsidized Loans are loans made to eligible undergraduate students who demonstrate financial need to help cover the costs of higher education at a college or career school. The U.S. Department of Education pays the interest on a Direct Subsidized Loan: while you're in school at least half-time (6 units or more), for the first six months after you leave school (referred to as a grace period), and during a period of deferment (a postponement of loan payments)
    • Direct Unsubsidized Loans are loans made to eligible undergraduate, graduate, and professional students, but in this case, the student does not have to demonstrate financial need to be eligible for the loan. You are responsible for paying the interest on a Direct Unsubsidized Loan during all periods. If you choose not to pay the interest while you are in school and during grace periods and deferment or forbearance periods, your interest will accrue (accumulate) and be capitalized (that is, your interest will be added to the principal amount of your loan). 
    • Direct PLUS Loans are loans made to graduate or professional students and parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid.
    • Direct Consolidation Loans allow you to combine all of your eligible federal student loans into a single loan with a single loan servicer.
  2. The Federal Perkins Loan Program is a school-based loan program for undergraduates and graduate students with exceptional financial need. Under this program, the school is the lender. 
Notice: Feather River College does not participate in the Federal Perkins Loan Program. 

 

 

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When does financial aid disburse?

When does financial aid disburse?

Financial aid is disbursed in accordance to our Financial Aid Calendar. Disbursements occur every week after the published dates in our calendar. Please note, your financial aid file must be complete (all outstanding requirements satisfied) to receive a disbursement. In addition, if the amount of aid you are receiving is less than the amount owed, you will not have a refund check. For example, if you receive $1,480.00 in aid but your balance owed at FRC is $2,000.00, after your aid is applied to your account you will have a remaining balance owed of $520.00.

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When is the FAFSA due?

When is the FAFSA due?

Every state has its own deadline for the FAFSA. Some states and colleges distribute aid on a first-come, first-serve basis, so file as soon as you can after the application opens. In California, the state deadline to file your FAFSA is March 2. There is no need to stress out if you miss this deadline because you can still file your FAFSA for the current academic year up to the federal deadline (June 30th).

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